139 Smart Money Quotes To Boost Your Financial IQ

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Quotes give us the motivation to work hard, they inspire us to be better, they teach us values and life lessons in just a few sentences. Today we will look at such financial quotes that will fill us up with energy and help us in our financial journey.

As of this point, there are 139 money quotes, will be adding new quotes from time to time. Hope this helps you understand money and boosts your financial knowledge.

139 Smart Money Quotes To Boost Your Financial IQ

Warren Buffett Quotes

1. The more you learn, the more you earn.
2. Invest in as much of yourself as you can, you are your own biggest asset by far.
3. I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.
4. “Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.”
5. “The Stock Market is designed to transfer money from the Active to the Patient.”
6. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years.
7. “Risk comes from not knowing what you are doing.”
8. “Never invest in a business you cannot understand.”
9. “It’s far better to buy a wonderful company at a fair price, than a fair company at a wonderful price.”
10. If you don’t find a way to make money while you sleep, you will work until you die. Warren Buffett
11. “If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”

Robert Kiyosaki Quotes

12. It does not take money to make money.
13. “Money is just an idea.”
14. “Don’t be addicted to money. Work to learn. don’t work for money. Work for knowledge.”
15. “When it comes to money, the only skill most people know is to work hard.”
16. “Skills make you rich, not theories.”
17. “Never say you cannot afford something. That is a poor man’s attitude. Ask HOW to afford it.”
18. “The poor get up every day and go work for money, not taking the time to ask the question, ‘Is there another way?”
19. “Money is a powerful force. don’t use it against you. If your self-discipline and financial intelligence are low, money will run over you. It will be smarter than you to take over your life.”
20. “There is a difference between being poor and being broke. Broke is temporary. Poor is eternal.”
21. “The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.”
22. “You will never know true freedom until you achieve financial freedom.”
23. “Rich dad said it was better to work years at creating an asset rather than to spend your life working hard for money to create someone else’s asset.”
24. “The moment you make passive income and portfolio income a part of your life, your life will change. Those words will become flesh.”
25. “Rich dad thought it best to go broke before 30. You still have time to recover”
26. “Rule One. You must know the difference between an asset and a liability, and buy assets. An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.”

Debt Quotes

27. A man in debt is so far a slave. ~ Ralph Waldo Emerson 
28. “Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” ~ Ogden Nash
29.  “If there is no struggle, there is no progress.” ~ Frederick Douglass
30. You cannot spend your way out of recession or borrow your way out of debt.” ~ Daniel Hannan.
31. Debt is one person’s liability, but another person’s asset. ~ Paul Krugman
32. Debt basically enables people to live a lie. ~ Rachel Cruze
33. Debt is like any other trap, easy enough to get into, but hard enough to get out of.
34. A debt problem is, at its core, a budgeting problem. ~ Natalie Pace
35. Debt is great source of inner unhappiness. ~ Debasish Mridha
36. Rather go to bed supperless, than rise in debt. ~ Benjamin Franklin
37. When you get in debt you become a slave. ~ Andrew Jackson
38. Running into debt isn’t so bad. It’s running into creditors that hurts.
39. Out of debt, out of danger.
40. Credit buying is much like being drunk. The buzz happens immediately and gives you a lift…. The hangover comes the day after.
41. There are plenty of ways to get ahead. The first is so basic I’m almost embarrassed to say it: spend less than you earn.
42. Debts and lies are generally mixed together. ~ Francois Rabelais

Investing Quotes

43. Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” ~ J. Paul Getty
44. “October: This is one of the particularly dangerous months to invest in stocks. Other dangerous months are July, January, September, April, November, May, March, June, December, August and February.” ~ Mark Twain
45. “The individual investor should act consistently as an investor and not as a speculator.” ~ Ben Graham
46. “If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks.” ~ John Bogle
47. “It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.” ~ George Soros
48. “Don’t look for the needle in the haystack. Just buy the haystack!” ~ John Bogle
49. “Given a 10% chance of a 100 times payoff, you should take that bet every time.” ~ Jeff Bezos
50. “Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” ~ Carlos Slim Helu
51. “In investing, what is comfortable is rarely profitable.” ~ Robert Arnott
52. “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” ~ Robert G. Allen
53. “The biggest risk of all is not taking one.” ~ Mellody Hobson
54. “Returns matter a lot. It’s our capital.” ~ Abigail Johnson

Funny Money Quotes

56. “I have enough money to last me the rest of my life unless I buy something.” ~ Jackie Mason
57. “Someone stole all my credit cards, but I won’t be reporting it. The thief spends less than my wife did.” ~ Henny Youngman
58. “Economists report that a college education adds many thousands of dollars to a man’s lifetime income – which he then spends sending his son to college.” ~ Bill Vaughn
59. “I’m tired of hearing about money, money, money, money, money. I just want to play the game, drink Pepsi, wear Reebok.” ~ Shaquille O’Neal
60. “I just filled out my income tax forms. Who says you can’t get killed by a blank?” ~ Milton Berle
61. “If you think nobody cares if you’re alive, try missing a couple of car payments.” ~ Earl Wilson
62. “You should always live within your income, even if you have to borrow to do so.”Josh Billings
63. “If there is anyone to whom I owe money, I’m prepared to forget it if they are.” ~ Errol Flynn
64. If women didn’t exist, all the money in the world would have no meaning. ~ Aristotle Onassis
65. People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage. ~ Doug Larson
66. “Bills travel through the mail at twice the speed of checks.” ~ Steven Wright
67. “Money is like a sixth sense – and you can’t make use of the other five without it.” ~ William Somerset Maugham
68. “Money is not the most important thing in the world. Love is. Fortunately, I love money.” ~ Jackie Mason
69. There is a very easy way to return from a casino with a small fortune: go there with a large one. ~ Jack Yelton
70. Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair. ~ Sam Ewing
71. If you lend someone $20 and never see that person again, it was probably worth it. ~ Author Unknown
72. Money is like manure. You have to spread it around or it smells. ~ J. Paul Getty
73. “Don’t stay in bed, unless you can make money in bed.” ~ George Burns

Personal Finance Quotes

74. “All I ask is the chance to prove that money can’t make me happy.” Spike Milligan.
75. “Money is the opposite of the weather. Nobody talks about it, but everybody does something about it.” ~ Rebecca Johnson
76. It frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy. ~ Groucho Marx
77. The rich invest their money and spend what is left; the poor spend their money and invest what is left. ~ Jim Rohn
78. The more money you make the more problems you get. ~ Christopher George Latore Wallace
79. It is not the man who has too little, but the man who craves more, that is poor. ~ Seneca
80. Money is not the only answer, but it makes a difference. ~ Barack Obama
81. Money can’t buy happiness, but it will certainly get you a better class of memories.” ~ Ronald Reagan
82. “Wealth is the ability to fully experience life.” ~ Henry David Thoreau
83. “Anyone who lives within their means suffers from a lack of imagination.” ~ Oscar Wilde
84. “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” ~ Joe Biden
85. “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.” ~ David Lee Roth
86. “Never spend your money before you have it.” ~ Thomas Jefferson
87. If you can get paid for doing what you love, every paycheck is a bonus. ~ Oprah Winfrey
88. The rich cannot accumulate wealth without the co-operation of the poor in society. ~ Mahatma Gandhi
89. We have always believed that it’s possible to make money without being evil. ~ Larry Page
90. Money won’t create success, the freedom to make it will. ~ Nelson Mandela
91. “Most people work just hard enough not to get fired and get paid just enough money not to quit.” ~ George Carlin
92. Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed. ~ Mahatma Gandhi
93. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” ~ Ayn Rand
94. If you make meaning, you’ll make money. ~ Guy Kawasaki
95. Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. ~ Benjamin Franklin
96. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” ~ Zig Ziglar
97. Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labour. It’s about stewardship and, therefore, about achieving the good society.” ~ Robert J. Shiller
98. Trade money for time, not time for money. You’re going to run out of time first. ~ Naval Ravikant
99. There are people who have money and people who are rich. ~ Coco Chanel
100. Stop buying things you don’t need, to impress people you don’t even like. ~ Suze Orman
101. The money you have gives you freedom; the money you pursue enslaves you. ~ Jean-Jacques Rousseau
102. Money is a great servant but a bad master. ~ Francis Bacon
103. I make myself rich by making my wants few. ~ Henry David Thoreau
104. Spend your money on the things money can buy. Spend your time on the things money can’t buy. ~ Haruki Murakami
105. There are a great many people accumulating what they think is vast wealth, but it’s only money. ~ Alan Watts
106. An investment in knowledge pays the best interest. ~ Benjamin Franklin
107. I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer. ~ Jim Carrey
108. Life is a game. Money is how we keep score. ~ Ted Turner
109. Money has no grey areas. You either make it or you lose it. ~ Kevin O’Leary (Shark Tank)
110. Like Warren, I had a considerable passion to get rich, not because I wanted Ferraris – I wanted the independence. I desperately wanted it. ~ Charlie Munger
111. Rich people choose to get paid based on results. Poor people choose to get paid based on time. ~ T. Harv
112. EkerIt’s simple arithmetic: “Your income can grow only to the extent you do”. ~ T. Harv Eker
113. All the money you made Will never buy back your soul. ~ Bob Dylan
114. Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end. ~ Bob Marley
115. Be your money’s master, not its slave. ~ Publius Syrus
116. Rich people are committed to being rich. Poor people want to be rich. ~ T. Harv Eker
117. Rich people focus on opportunities. Poor people focus on obstacles. ~ T. Harv Eker

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My Favorite Money Quotes

118. Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. ~ Charles Dickens
119. “Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.” ~ Robert Orben
120. Success is having to worry about every damn thing in the world, except money. ~ Johnny Cash
121. The fools in life want things fast and easy ~ money, success, attention. Robert Greene
122. “Money often costs too much.” ~ Ralph Waldo Emerson
123. That man is richest whose pleasures are cheapest. ~ Henry David Thoreau
124. The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do. ~ Naval Ravikant
125. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” ~ Dave Ramsey
126. Money moves from those who do not manage it to those who do. ~ Dave Ramsey
127. Wealth is not about having a lot of money; it’s about having a lot of options. ~ Chris Rock
128. I’d like to live as a poor man with lots of money. ~ Pablo Picasso
129. Don’t just make money, make a difference. ~ Grant Cardone
130. If you don’t get serious about your money you will never have serious money. ~ Grant Cardone
131. Taking drugs and thinking that you are happy is like taking a loan and thinking you have money. ~ Thibaut
132. When I was young I thought that money was the most important thing in life; now that I am old I know that it is. ~ Oscar Wilde

Quotes Written By Me – Rylan Agera

133. If you believe money will solve your problems, I’m sorry to disappoint you, money might make things tougher for you.
134. Debt solves an individual’s short term problems but creates larger long term problems that are difficult to solve.
135. Financial Freedom is a combination of making money, saving money and investing money strategically to achieve maximum returns.
136. Don’t buy things because your friends are, buy things when you need it, not when you want it.
137. Living without water is practically impossible and will affect your health, similarly don’t try living without a well-funded emergency fund, it will affect your finances.
138. You won’t be able to save money if you don’t want to save money!
139. There is no shortcut to wealth creation; You have to put in the hard work, even if that means working for 80 hours a day.

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